This website is maintained by Angel Family Insurance. We welcome your ideas and suggestions for improvements to these pages.
 
Angel Family Insurance s , expects that its website information is accurate, that online transactions are secure, and that all material aspects of the site function properly.

However, we make no warranties whatsoever in relation to the site, and users rely upon it at their own risk. We specifically disclaim the warranties of merchantability and fitness for a particular purpose.

The information and descriptions contained on our website are not intended to be complete descriptions of all terms, exclusions and conditions applicable to every insurance product or service offered by Angel Family Insurance, but are provided 'as is' and for general informational purposes.

Angel Family Insurance makes no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes.

Angel Family Insurance does not warrant that the website will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code.

Angel Family Insurancel also assumes no responsibility, and shall not be liable for, any damages to your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website or arising in connection with any failure of performance, error, omission, interruption, defect, computer virus, delay in operation or transmission, or line or system failure.

General Disclaimer

Informational statements regarding insurance coverage are for general description purposes only.

These statements do not amend, modify or supplement any insurance policy.

Consult the actual policy or your agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you.

Your eligibility for products and services is subject to the final determination of underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.

If there is a discrepancy between information contained herein and your policy, your policy takes precedence. There is no intentionally misleading information contained in this website, however, Angel Family Insurance s, takes no responsibility for errors.

We will endeavor to correct or clarify any incorrect information.
 
As a convenience to our users, we offer links to certain websites created and maintained by other public and/or private entities. Angel Family Insurance has no control over linked sites and cannot guarantee, or be held responsible for, materials found on other sites.

A link to another web site does not mean that we endorse that site.

Use of this system is monitored to ensure proper operation, verify the functioning of applicable security features, and for other purposes. Do not attempt to upload, change or place materials on this system, circumvent security features, or use this system for other than its intended purposes.

Violators may be subject to prosecution under the Computer Fraud and Abuse Act of 1986 and/or other applicable laws. Use of this system constitutes consent to monitoring.

ANGEL FAMILY INSURANCE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

Ilimitation of Liability

To the maximum extent provided by law Angel Family Insurance shall not be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your use of or inability to use this website or the materials or services provided on this website or the products or services received from this website. Exemptions of implied warranties may not be allowed in all jurisdictions.

Insurance Quotes/Coverages

At this time, on-line quotes may not be available for all states or provinces, products, services or coverage selections. For additional information about products, services or coverage selections otherwise offered by the carriers insurances, please contact your agent.

All quotes generated by this site are estimates based upon the information you provided and are not a contract, binder, or agreement to extend insurance coverage. Any coverage descriptions provided on this site are general descriptions of available coverages and are not a statement of contract.

To obtain coverage you must submit an application to Angel Family Insurance. All applications are subject to underwriting approval. Coverages and availability may vary by state or province; and additional minimum coverage limits may be available in your state. For additional information, please contact a your agent.

Online Live Chat Disclaimer

Angel Family Insurance uses LiveChat, Inc. To view their Terms & Conditions, Privacy Policy and Security disclaimers and notices, please visit their website. Angel Family Insurance may keep transcripts of your live chat for quality assurance purposes. Your life chat conversation may be appended to your client profile. Angel Family Insurance does not accept any liability for injury, loss or damage incurred by use of or reliance on the information provided via the live chat service.

When using our chat feature, you certify under penalty of perjury that the information you are providing is accurate and true to the best of your knowledge and that you are the person applying for insurance coverage. You also understand and agree that failure to provide us with accurate and truthful information may result in your application for insurance being rejected returned or coverage ultimately being rescinded or cancelled.

You understand that any person who knowingly and with intent to defraud any insurance company, files and application for insurance with a stolen or illegally obtained credit/debit card or uses the credit/debit card of another without authority, commits an illegal credit card transaction, which is a crime.

Third-Party Translation Disclaimer

At times, Angel Family Insurance may use a third-party vendor to provide translation. Translation is provided for purposes of information and convenience only. Angel Family Insurance is unable to guarantee the accuracy of any translation provided by the third-party vendors and is therefore not liable for any inaccurate information or changes in the formatting of the content resulting from the use of the translation service.

Any discrepancies or differences created in the translation are not binding and have no legal effect for compliance or enforcement purposes. If any questions arise related to the information contained in the translated content, please refer to the English version whenever appropriate.

of Record Disclaimer

When we execute the of Record, our agency assumes no responsibility for any deficiencies in the insurance policy until we have had a reasonable opportunity to make a review and to provide recommendations. It is also expressly understood and agreed that we assume no liability for any outstanding premiums or commissions.

Failure to provide additional information, when requested, may result in us not being able to perform a complete analysis of the risk and would not provide us with a reasonable opportunity to provide proper recommendations or identify potential deficiencies.

Claim Reporting Notification Disclaimer

Policyholders have a contractual obligation to report losses or incidents that could generate claims to the insurance carrier. Every insurance policy requires the insured to provide the insurer with timely notice of an occurrence and each policy outlines when and how claims need to be reported.

Although the exact policy language may vary, phrases such as “promptly,” “immediately” or “as soon as practicable” are quite typical. Prompt reporting to the insurer – no matter how small the claim appears – is a requirement of your policy. While some clients may wish to handle claims internally to avoid reporting to their carrier, any delay in reporting can spell disaster.

If a lawsuit is followed, and you have not complied with your policy’s provisions, your coverage and defense may be jeopardized.

Report all incidents to protect your rights under your policy. In the case that you feel payment will not be requested, then a claim can always be reported as “notice-only.” By reporting the notice-only loss, you have met the reporting requirements of your policy.

Consent to be Contacted Disclaimer 

By entering your information and submitting/sharing it with us through our website, affiliate partners, or by email or text, you agree to receive recurring marketing emails, calls (including artificial or prerecorded voice), and texts at the number or email address you provided Angel Family Insurance s and one or more of our insurance-related marketing partners via an auto-dialer, even if your number is on a Do Not Call list. 

Consent is not a condition of purchase; opt-out anytime. Msg & data rates may apply.

By submitting/sharing your information, you agree to our Privacy Policy.

General Insurance Policy Purchase Disclaimer