Who Needs Mechanic Business Insurance?.

• Retail tire dealers
• Auto repair shops
• Mechanics
• Body repair and collision shops
• Garages
• Shops with automotive service excellence (ASE) or I-CAR certifications
• Auto sound and communications installation and repair shops

Business Owner’s Policy (BOP) for Auto Mechanics

Many mechanics and automotive repair shops have a Business Owner’s Policy (BOP) for their insurance needs. It combines three types of insurance coverages that many small businesses need to help protect them from different risks.

Business Owner’s Policy (BOP) for Auto Mechanics

General liability insurance

General liability insurance to help protect your auto repair business from claims that it caused bodily injury or property damage to someone else’s belongings.

Commercial property insurance

Commercial property insurance helps protect the owned or rented building and equipment you use to run your shop. This includes:

• Drills
• Hand tools
• Lifts
• Jacks
• Air compressors
• Battery chargers and jumpers

Choosing the Right Coverage

Determining the right amount of commercial liability insurance for your business depends on several factors, including the type of business you run, its size, location, and the level of risk it faces. For example, a construction company typically faces more risks than a web design agency, and therefore may require a higher level of coverage.

Angel Family Insurance can help you assess your business's unique risks and ensure you have adequate coverage to protect against potential liability claims.

In conclusion, commercial liability insurance is an essential part of any business's risk management strategy. By protecting your business from potential lawsuits and claims, it allows you to focus on what you do best running and growing your business.

Angel Family Insurance makes it easy for you to get a commercial insurance quote. Choose to get your commercial insurance quote online in the comfort of your own home and at your own pace.

There are different types of commercial insurance coverages you can get to help protect your company. When you get a commercial insurance quote, you can choose the specific coverages you need for your company.

Many companies start with a Business Owner’s Policy (BOP). A BOP gives your business a good foundation of protection. That’s because it combines three essential coverages: business property insurance, general Liability insurance and business income insurance.

At Angel Family Insurance we are committed to helping you find the right insurance coverage at the best price. We are an independent insurance broker with options for you.

Our experienced, local insurance agents, take the time to assess your individual needs and develop a policy that fits your budget.